The current state of the UK economy, means lenders are becoming more strict in lending out money.
Instant Loans Direct.com, understand that unforeseen expenses can be a strain, on your monthly budget before your next payday, and put a huge dent in your credit rating; our payday lending service is designed to help hardworking people like you who deserve a chance to get your finances under control.
An Instant Loan, is a great way to cover your immediate expenses while you wait for your next payday.
A payday loan is an unsecured short term loan which you agree to pay back on your next pay date; the process of applying is easy, and in most cases, you will get your money on the same day you submit your application. The benefits of receiving an Instant Loan, from a payday lending service like Instant Loans Direct, are Listed below.
1. When you apply for an payday loan, It’s easy to apply; complete your application online in under Five Minutes. Instant Loans Direct quick application form will ask you for some basic information. You will need to provide your bank account details, a verifiable email address, and proof of employment. We will not ask you for any detailed financial information or documentation, and you should be able to complete the form in minutes.
2. Once you submit your details, Instant loans Direct with give you and Instant answer, Unlike a conventional bank loan, you will not be forced to wait for days or weeks to get an answer to your application. Once you submit the online form, you will be notified in less than five minutes whether your loan has been approved.
3. No faxing of documents is necessary. When you apply for a loan from your local bank, you may spend hours, or even days, finding the documentation you need. You may be required to provide tax returns, paycheck stubs for several months, and detailed information on all of your monthly expenses. With Instant Loans Direct, you will not be required to fax any information; all you need to do is complete the online form.
4. Our loan approval rate is over 80%. Meaning most people can take advantage of Instant Loans Direct, payday loans through our personal loans online service. You must be at least 18 years old and have a steady income, and you’ll need a bank account and valid email address to qualify.
5. Bad credit is no problem. With fast cash personal loans, there is no credit check required. Whether you have a few late payments or you have declared bankruptcy, this will not affect your ability to qualify for an Instant loan. All you need is a steady source of income, through employment or some other means, of at least £500 per month.
6. No security is required. You may have heard of personal loans that require borrowers to put up their car, motorcycle, or other assets as collateral in the event that they fail to repay. With Instant Loans Direct payday loans, you will not be asked to put your valuable personal property on the line; your job or other source of income is all the security you will need to receive fast cash today.
7. 100% confidentiality is guaranteed. We know how sensitive your personal information is; we take all the steps necessary to ensure that your application and all other data remain 100% confidential. Our secure application process uses the latest in internet security to prevent any third parties from getting their hands on your information.
8. Your money will be placed directly to your nominated bank account in less than 2 hours, once your Instant Loans Direct has been approved, you will need to provide your bank account Details.
9. Use the money for any expense. Whether you need repairs for your car, an emergency dental procedure, or books for your college classes, you can use your Payday loan from Instant Loans Direct for anything you need, no questions asked.
10. Instant Loans Direct offer a flexible repayment term. Repayment on a fast cash payday advance is typically due on your next pay date. However, you may have several options if you are unable to make your payment in full on the due date. Most payday lenders offer some variation on the following repayment choices:
- Pay the principal, interest, and handling fees in full when your next payday is due.
- Pay the interest and fees, and refinance the principal until your next payday
- Pay the interest, fees, and a portion of the principal, refinancing the balance until your next payday.
- Set up an installment plan to repay the balance over time.
12. Repair your bad credit, or build a credit history. If you are a young adult who has not yet had a chance to build a credit history, or if you have some unintentional bad marks on your credit score, it can be extremely difficult to obtain conventional financing from a bank. When you repay your fast cash loans on time, you have the opportunity to establish a good credit history for yourself and recover from your past mistakes. Payday loans are the ideal way to help you build credit for your future.
If you are living from one payday to another, the chances are that those unexpected expenses seem to crop up just when you run out of money. If you need cash urgently, you may not be able to wait until your next payday. Let Instant Loans Direct.comhelp you bridge the gap between paychecks and keep your financial situation under control.